The government has a few schemes that supposedly assist first-time house buyers, including help-to-buy loans of 20 or 40% of the value of a home.
These are a bit more generous in London: help-to-buy loans are
available on properties worth up to £450k instead of £250k; and the
starter homes and shared ownership schemes require a household income of
less than £90,000 rather than £80,000.
The average house price in London is £474k, or 105% of the scheme maximum.
The average house price in the rest of the country is £210k, or 84% of the scheme maximum.
No surprises then that buyers in London don't feel very helped. Why is
the London weighting not weighted for London? What's the point?
House location in other parts of the country matters less. Thinking of the cities I know, if I needed to live a little further out in order to be able to afford a home, it would change a commute into the city centre from a 10 to a 15 minute cycle ride; hardly life-changing. In London being pushed further from where prices are 120% of average to 95% will take someone possibly 20-30 minutes further out of the city, which is itself big enough to need a 30-minute commute if you're not lucky enough to have a job on the edge of the city closest to you.
An extra 30 minutes on top of whatever commute you already had will change a life. A decent cycle ride turns into a training regime for elite competition that gets you home late and filthy - and the same into work. A hope on the Tube turns into reliance on Southern Rail, infamous for its customer service. Going out in the evening can no longer be a quick hope from home; it needs to be planned so that you can go straight from work, because if you pop home you'll never get anywhere. Anyone who might wear different clothes (or hair, or make-up) from at work will need to carry stuff around and prepare themselves in the work loos. And once out the evening is limited by the last train, because taxis, expensive anyway, are prohibitively so when travelling miles in the middle of the night.
Or, if you don't care about the intangible effects on life, we can find a lower bound on the value by reference to salaries. It's another hour a day doing nothing fun. The average London salary is about £37k p.a., which is about £18 per hour. That's a mere £4,000 a year that living further out costs (on top of the season tickets etc.).
This is what help-to-buy is, even ignoring the (justified) criticisms that it has put young people in greater debt in order to provide profit to housebuilders. It's a scheme that encourages young people out into suburban ghettoes, asking them to live the commuting lifestyle of middle-aged people in areas determined by price not community. And then people find it strange to see statistics showing that young people go out and enjoy themselves far less than previous generations, or that people feel less and less sense of community.
In short, 'London weighting' shouldn't just be a finger-in-the-air guess (or head-up-your-own-rear guess). We have national statistics! Government policy should probably use them. Maybe someone did, but incompetence seems more likely than an even more complex assessment.
Sunday, 30 December 2018
Tuesday, 25 December 2018
In defence of men (‘patriarchy hurts almost everyone’)
(2216 words)
ii) Poverty distracting them from education. It’s hard to learn when hungry, when parents don’t have the time to manage homework.
iii) Various gender-specific proposals of varying validity, such as mostly female teachers teaching in a way that would have suited them when young; or adults emphasizing girl’s academic achievements because girls aren’t allowed to be sporty or physical; and protecting girls from malign influences as much as possible whilst imagining that boys can deal with them better.
Let’s start young. Boys achieve less in schools, learn less and no-one
seems very interested in changing this; it’s silently ignored, perhaps regarded
as a nice aid for girl power. But have those boys who go uneducated created the
system that benefits men overall? Are uneducated men likely to be the ones
earning vastly more than women and contributing to the pay gap? I doubt they’re
responsible, but they’re the ones paying for it.
Why aren’t boys learning at school? If we can summarize books worth of
ideas into a few sentences, we could identify a few things.
i)
A culture
that says that men are stupid; that knowledge and study is unmanly; and that
obedience is degrading for a man. ii) Poverty distracting them from education. It’s hard to learn when hungry, when parents don’t have the time to manage homework.
iii) Various gender-specific proposals of varying validity, such as mostly female teachers teaching in a way that would have suited them when young; or adults emphasizing girl’s academic achievements because girls aren’t allowed to be sporty or physical; and protecting girls from malign influences as much as possible whilst imagining that boys can deal with them better.
Since it’s just cropped up, let’s give cultural influences their own
sections. Advertisements often portray a man of the pair as wacky and stupid. Then
the sensible woman rescues the situation by buying or using the product. We
know why: it’s because women still do far more shopping, including household
shopping, than men, and so they’re the ones the advert wants to appeal to. It’s
not fair that women still end up doing more housework. Women who think about such
adverts assume they’re sexist because they tell men that they can be awful and
women will pick up the pieces after them. I don’t think that’s the whole
message men are getting, though. Boys and men also notice what society thinks
of them.
It’s not just advertisements. There is a deeply insidious tendency in
popular culture (e.g. the BBC’s recent show Wanderlust, or even The Simpsons)
in which the main male role is a deeply unlovable waste of space, with everyone’s
lives held together by a woman.
There are plenty of well-known examples: from Harry Potter to Sam
Witwicky. Part of this is just the progression of storytelling. We used to have
real heroes, and protagonists were almost always men. Then writers began to
subvert and play with that model; protagonists became anti-heroes, the ‘fall’
part of the storyline became greater and greater for more dramatic effect, and
then the hero’s journey of fall and then rise was toyed with further so that
there was no rise.
It’s likely that some writers think
that people identify more with such awful protagonists because most people are
similarly awful. The recent set of travesties of Transformers films are a
probable example: Witwicky is almost the most pathetic example of humanity
imaginable, making the films abominable piles of excrement (along with some pathetic
plots). And since protagonists are still mostly men, we see a series of awful
men.
I’ve got into arguments about
whether this is sexism against men or women. Is it sexist for women only to
have supporting roles, even when the female character is good enough to do it
all herself? Yes, of course it is. It tells women that they must always work
through a man. Is it sexist to portray men as worthless wastes of space who are
nothing without a woman? Yes, that can be oppressive too!
It’s possible to oppress both men
and women at the same time!
That’s really the whole point of
what I’m writing today, but there’s plenty more to say. I haven’t linked this to
bigger social issues yet.
What’s bigger than feminism, a
campaign for 51% of the population? We’ll get to that…
Men, plagued by the toxic wash in
our culture about what men are, suffer from many mental health problems. More
victims of crimes, including violent crimes, are men. More men are homeless
because we prioritize getting women off the streets. I have heard an impoverished
woman assert that women who are desperate enough to be homeless tend to have a
child, because we take babies off the streets first. It might not be nice to
have, or be, such a child, but we can assume it’s better for the mother than
dying early on the streets.
Men overwhelmingly commit more
suicide, to the extent that statisticians always mention this as a factor in
why men have such a lower life expectancy. I wonder why men are so depressed
about life.
Oh wait. What was that? Men just
don’t get as much life as women, and we pretty much never mention this except
as a footnote to statistics. Should we investigate why half the population
somehow doesn’t live as long? No, we should probably just say it’s biological
and move on. Just like it was biological 100 years ago that women so rarely
achieved a university education. If we looked into it, we might even uncover
some secrets of ageing, which oppresses us all, looming in the distance as the
dreadful bulwark against carefree happiness.
On the subject of different
lifespans, it might be to do with testosterone and sex hormones. Certainly
after menopause women seem to be, according to nature, more expendable than
before. Men are, of course, more expendable in general. That’s why some
countries have compulsory military service for men but not for women. Yet we
choose to overcome nature in other areas. Why not ageing, and men’s ageing?
Yes, men on average earn more. But
they die earlier and retire later. How much are an extra five years of leisure
worth? If we work on the assumption that there are 25 days of annual leave out
of every 250 working days (i.e. each year, with 225 working days remaining),
that’s a ratio of 1:9. So every year of leisure is worth 9 working years. If women
live longer and retire a few years earlier, they’re getting the equivalent value
of decades of extra work.
The gender pay gap is a serious
issue…but also a complex one. The pay gap doesn’t apply universally across all
jobs. It tends to appear in people’s mid-lives, in correlation with settling
down, getting married and having children. Even at this stage, it’s not the
case that all men are doing better than all women; the most likely explanation
for the correlation is to do with an increasing burden of housework and
childcare. As those women fall behind, so too do those men burst forward. Those
people just living decent single lives still need to do their own housework and
shopping and are stuck in the middle, whether men or women. Are those single
men oppressed by this system, or oppressors? It depends where you’re looking.
If you look at the bottom, you see they’re not there, so they must be
oppressors. If you look at the top, they’re not there either. Are they still
oppressors?
When it comes to relationships, it’s
not all sweetness and light for men, with personal servants called women keeping
them looked after. Although it is worth noting that there’s a long-standing theory
that romantic love evolved from the mother-child bond, as a way to prevent infanticide
by rivals. When women complain about men needing to be mothered, it’s probably a
built-in part of love that it takes awareness and effort to conquer, not any
particular person being needy, demanding or immature.
On the subject of immaturity, it’s
a very cultural judgement. What is a mature way to approach a relationship?
When a young girl thinks she’s in love after a moment and tells her boyfriend
to grow up because he wants to have some fun and she has imbibed countless
stories in which settling down is how stories end, is she really proposing a
superior choice? Men, especially young men, are biologically more thrill-seeking
than women. Is it mature to ignore your biology? Who of the young men and women
should do the ignoring? I have seen a few issues of Cosmopolitan lying around,
and this description of male immaturity is common. It seeps into women’s
attitudes to men, and men’s attitudes to themselves. Men
trust their closest male friends more than their female partners, probably
because they don’t have to deal with this everyday disgust and conflict that
pervades their romantic relationships. Who benefits from that conflict? What
creates the attitudes that cause it?
Disney fairytales told women that a relationship with the perfect man
will satisfy all desires; that it is pure happiness and the apex of life’s
achievements. When a man turns out to be imperfect, as all humans are, it isn’t
Disney that bears the brunt of the resultant dissatisfaction (other
myth-peddling media companies are available, along with an entire culture of
this stuff). It’s more realistic that a man could change into a lion-bear
hybrid than that one other human can make you fulfilled in every way.
Men are expected to work long hours in dull, pointless jobs in order to
provide for families that rarely care for them any more, partly because they’re
too tired to do anything fun at the end of the day. It is apparently common for
men to feel isolated and excluded once the family has children. You can dismiss
that as jealousy that he’s not the one being mothered any more, but that’s a
pretty bigoted way to brush off the emotional suffering of a large range of
people. We should probably be trying to understand the suffering and prevent
it, not revel in it as if it’s some sort of justice.
Men are victims of emotional abuse in relationships, just as women can
be. This might not be as bad as physical abuse (which tends to come on top of
emotional abuse, not instead of), but it was feminists who originally invented
the idea of non-physical violence, to describe the ways in which women suffered
that weren’t just the extreme (in the modern world) of physical violence.
There’s a constant trickle of doubts fed into the minds of men and their
partners about whether a man is good enough at a relationship. Is an engagement
ring symbolic, or must its worth be proportional to the man’s love?
Many of these subjects will be familiar to anyone who has thought or
read about sexism against women. They are very similar. I just mentioned that
men are pushed into constant doubting about their actions and value in a
relationship. Women are plagued by self-doubt about their appearance. Women
earn less and have smaller retirement pots for their longer retired lives.
Princess stories tell women that they need a man to be fulfilled, focussing
attention on getting a man rather than self-improvement.
And so we return to what I wrote 1,000 words ago. It’s possible to
oppress lots of people at once. If you go looking for oppression of women, you
will find it. You might even call our modern culture patriarchy as a
consequence. It’s an old Greek word, but they didn’t say ‘andrachy’, from ‘andros’
meaning ‘man’. They chose ‘patria’ meaning ‘lineage’, which gave rise to ‘patriarch’,
the chief of the tribe, or father of the tribe. Patriarchy isn’t rule by all
men; it’s rule by the patriarch.
Times have changed. We don’t have official patriarchs any more. But we
do have very rich men with a lot of power and influence. We have another word
for them now: we call extremely rich people oligarchs.
That’s where I’m going with this. Whether you call current society
patriarchy because you’re a feminist, capitalism because you’re a Marxist,
neoliberal because you’re well-read, or liberal/social democracy because you’re
hopeful, it’s nonetheless clear that we have a system that creates a lot of bad
attitudes and situations except for the rich, who are predominantly white men.
If we focus too much on tribal conflict between men and women, we will
ignore the elephant in the room. Neoliberalism will be quite happy to watch
social campaigners turn on another group, create enemies and tear each other
apart when they could have been allies. It’s probably not planned, but it would
be diabolical scheme worthy of Darth Sidius or Kaiser Soze if it were. It’s a divide-and-rule
scheme: have feminists fight with other men over the scraps they all get from
the oligarchs, while no-one questions the system that has them fighting over
scraps.
Our unjust democratic processes that disenfranchise vast swathes of
voters; inequality that leaves 99% feeling at risk of poverty; an economy that
relies on inducing discontentment to sell worthless junk; and lives that are
far too short and filled with work – these are the big problems in society. We
all suffer from problems. It's not just that men are harmed spiritually by being oppressors. Most men are genuinely oppressed. Having fewer issues means they got to be one rung higher up a very long ladder, with many other factors moving them up and down this great game as well. We can all argue
about the person just ahead of us and why they got to be there, (or stamp down on those catching up below) or we can start
to wonder why we’re all on a ladder, why we need to climb, and who got to be at
the top.
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