I can't see how the financial crisis would have been worse for me than the alternative; I already have no savings and minimal property. Now I'm just going to have to work my way in a system which I know is liable to collapse in the future.
Has anyone come across the phrase 'throwing good money after bad'? Humans have a tendency to support things when objectively they ought to see that getting out is a good idea. It happens in scams, and it happens, perhaps, when propping up flawed financial systems.
If these huge loans are to have any purpose other than making the next crash appalling then there needs to be radical (and I'm not using the word lightly) international reform.

As a schadenfreude zombie, unable to think rationally because of my irrational desire for justice, I find myself agreeing to some extent with calls for heads to roll. This desire to punish people who were either too greedy or incompetent to be doing the jobs that they did (because they could have acted responsibly even if it were just to add their voice to calls for things not to be too complex for them to understand) is not at all something to be dismissed lightly as mere human instinct that can be ridden over.
It is very much like my (slightly snide) comments about economists just following human instinct to support a losing system in which they have already invested.
Yes, we have these instincts, but we also have very good reasons for them. Between them, bankers and governments have made my future a lot worse. Along with all the anti-environmentalists, who expect to be dead before I start suffering from their destruction of the world, I can imagine a distinctly unpleasant future.

I could be optimistic, as such people encourage me to be, and try to dream of miraculous technological achievements that solve all our problems, or dream of scientific consensus being wrong, but that doesn't suit me. Why should I even take the risk of my future, when the possible outcome is so terrible, when people now could avert that risk by making relatively small sacrifices? Why should I allow them to get away with idiocy, corruption and greed just because there's a chance that it won't give me a hard time in times to come?

Civilisations arose, I think, because people wanted justice, and wanted it enforced. I'm almost veering into the Marxist opinion that society will collapse when I say that not enforcing justice (or not fooling people into thinking that it exists) by allowing these rich men to march off into obscurity with money made from ruining economies that we all share will make a lot of people extraordinarily angry.
They might not act immediately, but the seething resentment will still exist, and might well manifest itself in other ways, such as rises in petty crime.